We Accept Most Insurance Plans including Auto Insurance

Wellspring Health Center accepts most major medical insurance and auto injury insurance. Dr. Catherine Kowalski is a participating provider for Braven Health, Cigna, Medicare, Horizon Blue Cross Blue Shield, Empire Blue Cross Blue Shield and all out of state Blue Cross Blue Shields, Oxford, all United Health Care plans except for the Community plan, Operating Engineer’s Local 825, and Qualcare.

We are not participating with Aetna, EXCEPT for Aetna Medicare New Jersey State Employee Retiree plans. The card should have SEHBP Medicare plan printed on the insurance card. We offer affordable payment options for all other Aetna plans.

If your insurance is not listed above, please call the office for further information.

For Those Without Insurance

The office provides flexible payment options. For patients who need extended care, have high copayments, high deductibles or do not have insurance, we offer a 20% discount with pre-payment options.

Care Credit financing
CareCredit offers health & wellness financing (subject to credit approval) that is easy to apply for and manage. Inquire and our team is happy to provide information.


If you’re not sure if chiropractic care, disc decompression or nutritional counseling can help you, we would be pleased to hear from you! Dr. Kowalski provides free consultations to go over your specific needs. Please reach us by phone and we will be more than happy to help.

Request Your Next Appointment (732) 706-0280

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